{"id":176,"date":"2022-12-19T04:00:00","date_gmt":"2022-12-19T10:00:00","guid":{"rendered":"https:\/\/www.agi-memphis.com\/blog\/?p=176"},"modified":"2022-12-19T18:05:41","modified_gmt":"2022-12-20T00:05:41","slug":"five-reasons-you-need-boat-insurance","status":"publish","type":"post","link":"https:\/\/www.agi-memphis.com\/blog\/five-reasons-you-need-boat-insurance\/","title":{"rendered":"Five Reasons You Need Boat Insurance"},"content":{"rendered":"<h2><strong>The Necessity of Boat Insurance<\/strong><\/h2>\n<p>Boat insurance from Keltner Insurance in Memphis, TN can help you protect your floating assets from harm.<\/p>\n<h3><strong>Fire<\/strong><\/h3>\n<p>Marinas are famous for greasy, questionable water; oil on the water&#8217;s surface can catch fire. Fires onboard can also happen from untended ignition sources like a pilot light. Your boat needs to be insured against fire!<\/p>\n<h3><strong>Theft<\/strong><\/h3>\n<p>Plenty of movies have started with the plot device of the protagonist stealing a boat &ndash; but what about the beleaguered owner? If you find yourself in this position, ensure you have serial numbers and photos of everything you routinely keep aboard &ndash; it will make tracing your vessel and getting it back that much easier.<\/p>\n<h3><strong>Vandalism<\/strong><\/h3>\n<p>Boats are valuable assets that are often stored out in the open. Even in an access-controlled marina, there is never enough access control to keep people from approaching over the water. Because of this, vandalism is always a threat to people&#8217;s boats and belongings, even in the safe waters of the marina. Keep your boat covered against vandalism with good insurance.<\/p>\n<h3><strong>Accidents<\/strong><\/h3>\n<p>The Law of Gross Tonnage says whoever has the greatest gross tonnage wins. Respect larger vessels, watch out for smaller ones, and keep a respectful distance from other traffic. Inspectors after an accident can help you repair your boat and get back on the water.<\/p>\n<h3><strong>Breakdowns<\/strong><\/h3>\n<p>If your motor breaks down or your boat springs a leak, you may be in for a very costly repair bill. Breaking down in the middle of the channel can be hazardous, too. Keep your phone handy and remember day flags: F or Foxtrot means &quot;I am disabled&quot; and can alert barges or rescue boats to your situation.<\/p>\n<p>Call or visit Keltner Insurance in Memphis, TN for a free, no-obligation boat insurance quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Necessity of Boat Insurance Boat insurance from Keltner Insurance in Memphis, TN can help you protect your floating assets from harm. Fire Marinas are famous for greasy, questionable water; oil on the water&#8217;s surface can catch fire. Fires onboard can also happen from untended ignition sources like a pilot light. Your boat needs to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-176","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-keltner-insurance","tag-memphis-tn"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts\/176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/comments?post=176"}],"version-history":[{"count":1,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts\/176\/revisions"}],"predecessor-version":[{"id":177,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts\/176\/revisions\/177"}],"wp:attachment":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/media?parent=176"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/categories?post=176"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/tags?post=176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}