{"id":180,"date":"2023-02-21T04:00:00","date_gmt":"2023-02-21T10:00:00","guid":{"rendered":"https:\/\/www.agi-memphis.com\/blog\/?p=180"},"modified":"2023-02-21T21:44:26","modified_gmt":"2023-02-22T03:44:26","slug":"five-fast-facts-about-tennessee-rv-insurance","status":"publish","type":"post","link":"https:\/\/www.agi-memphis.com\/blog\/five-fast-facts-about-tennessee-rv-insurance\/","title":{"rendered":"Five Fast Facts about Tennessee RV Insurance"},"content":{"rendered":"<p>&nbsp;When traveling or living permanently in your RV, there&#8217;s one thing that all owners need &#8212; insurance. Keltner Insurance of&nbsp;Memphis, TN wants to ensure you understand your insurance needs regarding RVs.<\/p>\n<h2><strong>Learn these five&nbsp;facts about RV insurance today!<\/strong><\/h2>\n<p>1. RVs are also automobiles. While an RV may be a permanent home to many, its ability to drive down the road or highway classifies it as an automobile and, therefore, subject to auto insurance laws.<\/p>\n<p>2. Since 2017, uninsured drivers of&nbsp;an auto in Tennessee may face hefty fines and the potential loss of their vehicle. Insurance can be verified in a state database as proof of coverage under the&nbsp;James Lee Atwood Jr. Law.<\/p>\n<p>3. Tennessee drivers must provide proof of minimum insurance coverage. Minimum coverage amounts include the following per state law, which does not necessarily correlate with your insurance premiums:<\/p>\n<ul>\n<li>state legal minimum coverage&nbsp;for each injury or death per accident.<\/li>\n<li>state legal minimum for total injuries or deaths per accident.<\/li>\n<li>state legal minimum for property damage per accident.<\/li>\n<\/ul>\n<p>4. Minimum coverage does not protect your own RV against damage, only liability. Most RV owners will also choose a comprehensive insurance plan covering damage to their own vehicles&nbsp;from collisions or natural events like hail.<\/p>\n<p>5. RVs with significant assets inside may also choose supplemental&nbsp;insurance coverage for these belongings. This coverage is often divided into full-time or vacation, depending on your RV use.<\/p>\n<p>Don&#8217;t get caught unaware; get prepared. RV insurance can help protect you both on the open road and at the RV campsite.&nbsp;Keltner Insurance of&nbsp;Memphis, TN can help you find the right policy for the region. Contact us for a quote today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;When traveling or living permanently in your RV, there&#8217;s one thing that all owners need &#8212; insurance. Keltner Insurance of&nbsp;Memphis, TN wants to ensure you understand your insurance needs regarding RVs. Learn these five&nbsp;facts about RV insurance today! 1. RVs are also automobiles. While an RV may be a permanent home to many, its ability [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-180","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-keltner-insurance","tag-memphis-tn"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts\/180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/comments?post=180"}],"version-history":[{"count":1,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts\/180\/revisions"}],"predecessor-version":[{"id":181,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/posts\/180\/revisions\/181"}],"wp:attachment":[{"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/media?parent=180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/categories?post=180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.agi-memphis.com\/blog\/wp-json\/wp\/v2\/tags?post=180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}