If you love being on the water, having a boat is a no-brainer. One of the most important things to remember when having a boat is to practice smart boating techniques – even with boat insurance.

Smart Boating in Memphis, TN

What can you do to practice smart boating? Not only does smart boating help protect yourself and others who are on the boat, but you may also be able to obtain discounts on your boating insurance policy. Here are a few tips:

• Take a boating course

A boating course is a great way to learn techniques, rules, and regulations.

• Get a free vessel safety check

Boat owners can get complimentary boat examinations from the U.S. Coast Guard Auxiliary. These examinations verify the condition of the vessel and whether the boat has the safety equipment required by state and federal regulations.

• Have adequate safety gear

Ensuring the boat has proper safety gear such as a flashlight, duct tape, first aid kit, bucket, ropes, garbage bags, fire extinguisher and life jackets can make the difference between life and death.

• Always have life jackets

There are regulatory life jackets approved by the U.S. Coast Guard. The type of life jacket available on the boat should be reflective of the type of activity going on. It’s best to have several sizes to accommodate every passenger on the boat.

Obtaining the Right Insurance

Working with an insurance agency like Keltner Insurance can get you the right quote that meets your budget. Additionally, they will be able to advise you of any discounts that may apply when searching rates. Putting your best foot forward when practicing smart boating will pay off in more ways than one. For more information on obtaining boat insurance in Memphis, TN, contact the team today!