Do You Require Boat Insurance for a Classic Boat?

Not all boats are the same. In fact, there are many types of boats including classic boats. Insuring your classic watercraft requires different coverage than a regular boat. Your classic boat may be very valuable and you will want to make sure it is protected in the event of an accident. Here are some common classic boats people get insurance for:

  • Cruisers
  • Classic wood boat designs
  • Mono-hulled sailboats
  • Kit-built
  • Runabouts
  • Wooden canoes
  • Launches
  • Skiffs

The skilled agents at Keltner Insurance of Memphis, TN have helped many classic boat owners get quality coverage for boats of all sizes and styles. We understand the importance and peace of mind of having adequate insurance for your assets.

Do I Need This Kind of Insurance?

The kind of insurance you get depends on your needs and the level of protection you want. While boat insurance is not typically required, it is important to check with state laws regarding this. A minimum amount of liability is what most boat owners have. Insuring your classic boat will keep you and others safe while you are out on the water. The types of insurance available for classic boats include:

  • Liability coverage
  • On-water towing
  • Medical payments
  • Fishing equipment
  • Total loss replacement
  • Personal effects
  • Uninsured boater

There are unique insurance add-ons available for classic boats to fine-tune your policy. These types of add ons include:

  • Single Liability Charge
  • Agreed Value Coverage
  • Flexible Usage
  • Repair Shop of Choice
  • In-House Claims

Expert Insurance Agents in Memphis, TN

Give us a call or use our online form to contact us at Keltner Insurance of Memphis, TN. One of our agents will be happy to discuss your classic boat insurance options to keep your valuable investment protected.