The thrill of the ride—we know how amazing it feels to be on a motorcycle. At Keltner Insurance Inc., serving Memphis, TN, we want to keep you riding into the sunset with a motorcycle insurance policy that is the right fit for you. We also want to explain the advantages of considering a full-coverage plan for your ride.

What is included in a full-coverage motorcycle insurance policy?

The biggest advantage of full-coverage insurance is that it includes comprehensive and collision coverage, along with all state-required insurance coverages. This can include bodily injury liability, personal injury protection, property damage liability, uninsured or underinsured motorist coverage. Collision coverage pays to repair any damages your bike receives from an accident with another vehicle or object. Comprehensive insurance covers theft, “acts of god” incidents and damages the motorcycle sustains, even while in storage.

You should consider a full-coverage motorcycle policy if your ride is a classic, custom, or worth more than $5,000. The potential loss of a higher valued bike of this nature is mitigated with the increased protection under a full-coverage plan. If your bike is your main mode of transportation, you should look into finding a motorcycle insurance policy that has full coverage. The collision and comprehensive coverage can be extremely helpful in the event of an accident or theft.

We know that riding a motorcycle can be one of the greatest and most powerful feelings in the world, and we want to keep you safe on the road. At Keltner Insurance Inc., serving Memphis, TN, we are happy to answer any questions you have regarding motorcycle insurance and to help guide you to finding a policy that suits you and your bike.