Motorcycle owners who ride already know about the thrills and potential risks that come with owning a bike. When it comes to protecting your investment, many owners in Memphis question whether or not gap insurance is worth it. At Keltner Insurance, we believe understanding what this coverage does can help you make a confident decision.

What Does Gap Coverage Do?

Gap coverage is designed to fill the "gap" between what your motorcycle is worth and what you still owe on it if it’s ever totaled or stolen. While standard motorcycle insurance covers the current value of your bike, that amount may not always match what you originally paid or still owe. Gap coverage ensures you’re not left with the difference, providing financial security if the unexpected happens.

When You Might Need It

For anyone who recently bought or financed their motorcycle, it may make sense to have gap insurance. Motorcycles can depreciate in value quickly, which is another reason to consider them. Riders across Tennessee who want complete confidence that their coverage is as strong as their ride should talk with a trusted local agent to see if gap coverage fits their needs.

Protect Your Ride in Memphis, TN

Getting the right coverage for your motorcycle isn’t about guessing. Working with a trusted insurance agent like the one from Keltner Insurance allows you to get exactly what you need. We can evaluate your current situation and determine what makes sense depending on your riding habits and goals. Don’t hesitate to contact us to get a personalized motorcycle insurance policy or if you have any questions. We look forward to helping you cruise with confidence around Tennessee.