Driving in Memphis, TN, means experiencing busy city roads or alternative scenic routes that are lush with nature year-round. Whether you’re living in the country or in a bigger metropolitan area, it’s important to reassess your insurance policies frequently to protect yourself when you’re on the road. Knowing when to assess your auto insurance policies is critical, whether you’re new to living in TN or if you’ve been in the state your entire life.

Financial Changes and Decisions

Whenever you make financial investments or major decisions that impact your household’s finances, you should assess your existing auto insurance policies. From purchasing a new vehicle to adding a teen driver to your insurance, assessments can help determine your coverage needs. When working with one of our independent insurance agents, you’ll also determine if your comprehensive, liability, and collision protection is adequate for your driving and operational needs.

Mileage or Driving Requirements

If you’re suddenly driving and commuting more for work, you may also want to reassess your auto insurance policy. As commuting changes, or you begin driving as a part of your business, additional protection may be recommended. 

Before Renewals

Before renewing any auto insurance policy, it’s wise to review and assess the liability limits and deductibles. Working with an agent can streamline this process.

At Keltner Insurance, we work with our clients to maximize protection on and off the road. If you live in or near Memphis, TN, and you’re curious about when the time is right to assess your existing policies, we can help. For more information and a quote, get in touch with us so we can evaluate your current insurance policies.