Not all RVs are the same, and not everyone who buys one has the same needs. For example, someone who loves traveling might invest tens or hundreds of thousands of dollars into a motorhome to explore the world. Others might prefer a simple travel camper that gets the job done and is relatively inexpensive. If you fall into the latter category, you might be asking: “Should I get insurance coverage for my cheap RV?” Let’s explore why it might be a good idea to insure your RV, even if it’s not the most expensive or glamorous option. If you’re seeking RV insurance, you can find coverage more easily when you work with us at Keltner Insurance in Memphis, TN.

Is It Worth Getting Insurance for a Cheap RV?

There are two important questions to ask yourself when deciding whether to insure your RV:

Could I manage the costs of a full replacement without causing financial strain (and would I want to)?
Would I care if my RV got damaged and was no longer usable?

If your RV isn’t a significant part of your life, and losing it wouldn’t impact your finances or lifestyle, then insurance might not be necessary. However, if you rely on your RV, use it frequently, or wouldn’t be able to easily replace it if it were damaged or destroyed, insuring it is absolutely worth considering.

Cover Your RV With Keltner Insurance

At Keltner Insurance in Memphis, TN, we’re committed to helping RV owners like you simplify the insurance shopping process so you can secure the coverage you need quickly. If you’re interested in protecting your RV, get in touch with us today!