What Happens If You Hit a Deer With Your Car?

Deer can rush out into traffic at any time, and even safe drivers can have experiences hitting deer. If you hit a deer with your car, knowing what to do can help you during the recovery and the immediate aftermath following the event. The professionals at Keltner Insurance servicing Memphis, TN are here to help. If you need to file an insurance claim, we can walk you through the process step by step. If you need to know whether your insurance covers damage from a collision with a deer, we can help you with that too. 

1. Stay Safe

After hitting a deer, pull over to the side of the road. Do this safely to avoid hitting another vehicle or causing a traffic accident elsewhere on the road. Check to ensure that everyone in the vehicle is safe and uninjured. Do not get close to the deer, as a panicking and wounded animal can be dangerous. 

2. Call the Police

Call the police if it’s necessary. This is especially important if the deer is in the road or blocking traffic, as the deer could cause someone else to get in an accident. The police may have instructions for you, which can help you decide on the next steps. 

3. File a Claim

If you have comprehensive auto insurance, a collision with a deer is most likely covered under your policy. Check with your insurance agent whether this type of accident is covered, and if so, you can start the claim process. 

At Keltner Insurance servicing Memphis, TN, we’re happy to help. Filing a claim can be stressful, but we know what to do. If you run into any road blocks with your claim, we can help with that as well. Call today.